Rugby Club Insurance

Rugby Club Insurance from Club Insure Gives You An Advantage

A specialist rugby club insurance broker appreciates that every rugby club is unique. From small community clubs to large premises with facilities available to hire, your club will have defining features and individual risks. Therefore, it’s important to work with a broker experienced and dedicated; one who will take the time to understands your club’s specific needs.

When you work with Club Insure, you will be offered a personalised visit to get to know you and your club, and to discuss your requirements. This will help us work alongside you to source appropriate cover based on your needs.

Club Insure's mission to protect rugby clubs

Our specialist Rugby Club Insurance can provide you with the protection and support you need. Club Insure’s dedicated team are on hand to help answer your queries. We take pride in delivering proactive service for our customers and getting to know the clubs we work with.

Our insurance schemes provide a range of covers, and our team will work alongside you to match suitable covers to your clubs requirements.

Club Insure partner, Kevin Sinfield, discusses the importance of grassroots rugby

Club Insure sat down with Kevin Sinfield who spoke about the life lessons grassroots rugby instills in children. He also notes the drop in participation numbers for various team sports and what we can do as a society to improve.

"Grassroots sports, in particular rugby, does a wonderful job in setting young men and women up to have wonderful lives."

Watch the full interview, Kevin Sinfield: Life Lessons, here .

–  Kevin Sinfield, England Rugby Defence Coach. 

What cover is included in rugby club insurance?

Protect your members, visitors, employees, club facilities and grounds with the following types of cover:

Buildings and Contents Insurance for Rugby Clubs

Your clubhouse is a second home to many of your customers. Without your clubhouse and pitches, there’s no rugby played or money spent over the bar. The cost of repairing buildings, posts and pitches could be significant if you’re not adequately insured. Buildings and Contents insurance can protect your club against physical damage to your premises subject to policy terms, conditions and exclusions.

Machinery and Equipment Insurance for Rugby Clubs

Many rugby clubs have expensive Machinery and Equipment on site. If your equipment is stolen, lost or damaged, the cost of a replacement could be high. Think of the grounds-keeping equipment and scrummage machines that your club use day-to-day. Machinery and Equipment cover helps you to replace or repair following an incident subject to policy terms, conditions and exclusions.

PLayer and Personal Accident Insurance for Rugby Clubs

Rugby is a heavy contact sport. Not many other sports come close. We can offer player-to-player cover and protect against accidents and injuries. If a player gets accidentally injured, Personal Accident cover can offer individual cover for loss of income or the cost of treatment subject to policy terms, conditions and exclusions.

Public Liability INsurance for Rugby Clubs

This will help to protect you should a member of the public make a claim against you following accident or injury at your club, subject to policy terms, conditions and exclusions.

Employers’ Liability Insurance for Rugby Clubs

It’s your duty of care to look after employees. That’s why Employers’ Liability insurance is a legal requirement. If your employee falls ill or has an accident as a result of your negligence, you’ll need adequate cover in place.

What Insurance policies are specific to rugby CLubs?

Rugby Training Aids

£2,500 cover

Rugby Kit and Balls

Available whilst away from premises - £5,000 cover

Scrummage Machines

£5,000 cover

Rugby Posts

£2,500 cover as standard - increased limites up to £15,000 cover

Floodlights

£25,000 cover

These policy limits are usually available across all rugby club policies, but can be adjusted to suit your requirements. Our team will discuss your club’s needs and ensure you have appropriate cover. All covers are subject to policy terms, conditions and exclusions.

The advantages of Club Insure

We don’t just ensure our clients have the appropriate rugby club insurance, we care about the sports industry and can offer advice and guidance through our regular news updates to help keep your club up to date. When working with us, you also can access:

  • A dedicated team of insurance specialists on hand to help you
  • Face to face reviews with your dedicated account executive
  • In-house claims management team, to support you through the claims process if the unexpected happens subject to the covers available in your policy
  • Risk management services available to help further protect your rugby club and its people

FAQs

Rugby insurance will usually cover your pitch, if the pitch is within your grounds. There will be clarification of the extent of your cover in your policy wording. If you’re unsure, you can speak to your Club Insure account handler.

Players can be covered through Personal Accident and player-to-player cover. Contact us for more information on this add-on.

Rugby is a very intensive sport and you may require player-to-player Personal Accident insurance. We can offer Personal Accident cover within your rugby club policy. Again, the appropriate thing to do would be to discuss your needs with a Club Insure team member to discuss your requirements. 

There are multiple policies available within our rugby insurance portfolio. These can include Public Liability, Employers’ Liability, Buildings, Contents and Grounds cover, Personal Accident and Equipment cover. Our team will discuss your requirements and work with you to source suitable cover.

To arrange a
no-obligation, confidential review please get in touch